In accordance with the Royal Vision and Command of His Majesty The King, Bhutan Care Credit Limited, a microfinance company, was launched on 9th August 2018 under the His Majesty’s Secretariat.

It was incorporated as a public company by Company Registry and licensed by Royal Monetary Authority (RMA) to operate as a Microloan institution.

BCC is a microfinance institution founded to provide affordable and sustainable financial services to people at the grassroots to take up income generating activities. We strongly believe that the provision of loans from BCC has the potential to transform the lives of common people.

Majority of Bhutanese live in rural areas and are not covered by the formal financial sectors. BCC aims to financially empower people towards community building and transformation and eventually a happy and financially inclusive society.

BCC is different from commercial banks in disbursing small loans through non-traditional designs such as collateral-free loans, group lending and unique repayment modalities.